Climate change is forcing the insurance industry to abandon traditional risk models as natural disasters intensify. From carrier retreats in high-risk states to innovative parametric solutions, the entire system is being rewritten.
Hidden clauses, stealth exclusions, and algorithmic discrimination are transforming insurance from protection into predation. Discover how insurers are rewriting the rules while regulators sleep.
Behind the insurance industry's polished facade, legacy systems and outdated processes are creating a crisis of efficiency and talent. As climate risks and customer expectations evolve, the gap between what's possible and what's practiced grows wider each day.
Parametric insurance uses automated triggers like wind speed or rainfall to pay claims instantly without adjusters. This revolutionary approach is transforming disaster recovery for businesses and governments worldwide.
The insurance industry faces unprecedented transformation as AI, climate change, and evolving consumer demands force carriers to reinvent their business models. From algorithmic underwriting to climate-risk repricing, traditional approaches are collapsing.